Terms of Service

1. About these terms

These Terms of Service govern your use of carsage.com.au (the "Service") operated by CarSage Pty Ltd. By using the Service you agree to these terms. If you do not agree, please do not use the Service.

2. What CarSage is and is not

CarSage is a recommendation and referral platform. We:

• Display used vehicles supplied by licensed Australian dealers.
• Use AI to suggest vehicles based on the criteria you describe.
• Show indicative monthly repayment estimates and a loan eligibility signal.
• Forward your enquiry to the relevant dealer and (if you opt in) to our partner credit broker.

We are not:

• A car dealer. We do not own, sell, deliver, or warrant the vehicles.
• A credit provider or financial adviser. We do not approve loans.
• Liable for the accuracy of dealer-provided vehicle data, condition, or roadworthiness.

3. Indicative finance information (NCCP Act 2009)

Monthly repayment figures and the green/amber/red loan-eligibility badge are indicative only. They are produced from a simplified model (8.5% p.a. comparison rate, 60-month term, 20% deposit). They are not a quote, an offer of credit, or credit assistance under the NCCP Act 2009. Final rates, fees, approvals, and terms are determined by our partner credit broker and the credit provider, who will assess your individual circumstances. Our broker's ACL number is shown in the footer.

4. Your account and conduct

You must be at least 18 years old to use the Service. You agree to provide accurate information, not to misrepresent your identity or financial situation, not to scrape, reverse engineer, or overload the Service, and not to use the Service for any unlawful purpose.

5. AI-generated content

The Service uses large language models to generate vehicle recommendations and explanations. AI output may contain errors, omissions, or stale information. You should independently verify any vehicle, price, or eligibility detail with the dealer or our broker before making a financial decision.

6. Privacy

Your privacy is governed by our Privacy Policy, which forms part of these Terms.

7. Liability

To the maximum extent permitted by law (and subject to non-excludable consumer guarantees under the Australian Consumer Law), CarSage's liability for any loss arising from your use of the Service is limited to the resupply of the Service or the cost of doing so. We are not liable for any indirect, consequential, or business loss.

8. Suspension and termination

We may suspend or restrict access to the Service at any time for maintenance, security, or legal reasons. We may terminate access if you breach these terms.

9. Changes to terms

We may update these terms. Material changes will be flagged on the homepage for at least 30 days before taking effect.

10. Governing law

These terms are governed by the laws of New South Wales, Australia. The courts of New South Wales have exclusive jurisdiction over any dispute.

11. Contact

CarSage Pty Ltd
Email: hello@carsage.com.au